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Compliance number: 2014-06344

Independence Planning Group is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY.

Securities products and services offered through Park Avenue Securities, LLC (PAS), member of FINRA and SIPC.

OSJ: 1767 Sentry Parkway West, Suite 200, Blue Bell, PA 19422 / (267) 468-0822

PAS is an indirect, wholly-owned subsidiary of Guardian. Independence Planning Group is not an affiliate or subsidiary of PAS or Guardian.

The Guardian NetworkTM is a network of independent agencies authorized to offer products of The Guardian Life Insurance Company of America (Guardian), New York, NY and its subsidiaries, and is not an affiliate or subsidiary of Guardian.

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