Registered Representatives of Park Avenue Securities LLC (PAS), 7 Hanover Square, New York, NY 10004.  Securities products/services are offered through PAS, a registered broker/dealer, 1 888-600-4667.  Financial Representatives, The Guardian Life Insurance Company of America (Guardian), New York, NY.  PAS is an indirect, wholly owned subsidiary of Guardian.  Independence Planning Group is not an affiliate or subsidiary of PAS or Guardian. Independence Planning Group is not a registered investment advisor and none of their services should be construed as investment advisory services. / PAS is a member of NASD and SIPC

Registered Representatives are securities licensed in the STATES of  AL , AZ , CA , CO , CT , DC , DE , FL , GA , IL , IN , KS , LA , MA , MD , ME , MN , MO , NC , NE , NH , NJ , NM , NV , NY , OH , OR , PA , SC , TN , TX , UT , VA , VT , WA , WI , WV  and this website is strictly intended for individuals residing in those states.  No offers may be made or accepted from any resident outside these specified states.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product.  The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside.  Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

The Information on this site is intended for the residents of AK, AZ, CA, CO, DE, FL, GA, IA, IL, KS, MA, MD, ME, MI, MN, MS, NC, NJ, NM, NV, NY, OH, OR, PA, SC, TN, TX, UT, VA, VT, WA, WV.  The financial representatives of Independence Planning Group are not licensed to sell insurance in all 50 states.  To find out if an agent is licensed in your state, please contact our Licensing Department at (267) 468-0822.