Broker Check

Strategies

Life Insurance

  • Whole Life — Access to the top 250 highly rated companies
  • Universal Life — Access to multiple product lines
  • Term Life — Graded or level premium
  • Survivorship Life — Noncancellable and Guaranteed Premiums
  • Variable Life *

Disability Insurance

  • Individual — Own occupation definitions for disability
  • Multi Life
  • Overhead Expense — Level premiums
  • Business Disability Buy-Out Insurance — Noncancellable and Guaranteed Premiums
  • Retirement Protection Plus
  • Business Reducing Term

Employer Group Benefits

  • Health — Our servicing companies specialize in Eastern Pennsylvania and Southern New Jersey
  • Dental
  • Life
  • Retirement and Pension Planning

Investment Services**

  • Brokerage Accounts* — Access to over 500 Load and No-Load funds
  • Load and No-Load Mutual Funds*
  • Unit Investment Trusts*
  • Certificates of Deposit*
  • Margin Accounts*
  • Option Accounts*
  • Managed Account Programs**
  • Annuities
  • — Variable* — Fixed — Equity Indexed*

Independence Planning Group is committed to providing the most comprehensive financial strategies for you, your family and your business.

Business Owner Strategies

  • Employment Benefits
  • Major Medical*
  • Dental
  • Group Life
  • Group Short Term & Long Term Disability
  • Voluntary Benefits
  • Pension Design & Administration

Executive Benefits

  • Supplemental Life & Disability Income Protection
  • Business Insurance
  • Succession Planning
  • Buy-Sell Agreements
  • Key Person Training
  • Split Dollar Arrangement

Personal Strategies

  • Life and Disability Income Protection
  • Long Term Care Insurance
  • Money Management1
  • Wealth Accumulation
  • Wealth Distribution
  • Retirement Planning
  • Estate Planning

1 Investment advisory services offered through Park Avenue Securities.

Additional Planning Strategies

  • Debt Elimination
  • College Funding
  • Charitable Giving

* Neither Guardian nor its subsidiaries issue Major Medical Insurance products or services.

 **Investment Services offered through Park Avenue Securities