Strategies
Life Insurance
- Whole Life — Access to the top 250 highly rated companies
- Universal Life — Access to multiple product lines
- Term Life — Graded or level premium
- Survivorship Life — Noncancellable and Guaranteed Premiums
- Variable Life *
Disability Insurance
- Individual — Own occupation definitions for disability
- Multi Life
- Overhead Expense — Level premiums
- Business Disability Buy-Out Insurance — Noncancellable and Guaranteed Premiums
- Retirement Protection Plus
- Business Reducing Term
Employer Group Benefits
- Health — Our servicing companies specialize in Eastern Pennsylvania and Southern New Jersey
- Dental
- Life
- Retirement and Pension Planning
Investment Services**
- Brokerage Accounts* — Access to over 500 Load and No-Load funds
- Load and No-Load Mutual Funds*
- Unit Investment Trusts*
- Certificates of Deposit*
- Margin Accounts*
- Option Accounts*
- Managed Account Programs**
- Annuities
- — Variable* — Fixed — Equity Indexed*
Independence Planning Group is committed to providing the most comprehensive financial strategies for you, your family and your business.
Business Owner Strategies
Executive Benefits
| Personal Strategies
1 Investment advisory services offered through Park Avenue Securities. Additional Planning Strategies
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* Neither Guardian nor its subsidiaries issue Major Medical Insurance products or services.
**Investment Services offered through Park Avenue Securities